tag:blogger.com,1999:blog-48128463589839677572024-03-13T08:21:37.016-04:00DirectoCash Paycard NewsNews and views from the DirectoCash Paycard team.www.directocard.comhttp://www.blogger.com/profile/00362334442000237803noreply@blogger.comBlogger71125tag:blogger.com,1999:blog-4812846358983967757.post-43399304258138069992011-05-26T10:04:00.000-04:002011-06-06T10:12:40.383-04:00Deadly Spring weather disrupts lives, businessesThe tornadoes that struck Joplin, Missouri left a tragic wake that will be felt for years to come. Aside from the heart-rending human loss, as business people, we at Directo are thinking of the once-thriving businesses that are going to struggle to continue operations as they rebuild, and our thoughts are with them in their journey.<br /><br />Spring has always been the time of volatile weather, but this year's news has been extraordinary. It's a wake up call to all of us. If your company doesn't have a business continuity plan in place, don't waste another second! Review and update your current plans. Paycards can be an important part of your plan. <a href="bplatas@directo.net">Email</a> for a copy of our white paper for tips on how to include paycards in your recovery and continuity plans.Bertahttp://www.blogger.com/profile/01879567332187623228noreply@blogger.com2tag:blogger.com,1999:blog-4812846358983967757.post-82233348476755945282011-05-12T09:52:00.000-04:002011-06-06T10:03:31.107-04:00Banks eyeing debit transactions - watch out!As we posted <a href="http://directocashcard.blogspot.com/2011/03/chase-considers-limit-to-debit-card.html">earlier</a> this spring, banks are looking for ways to make money, and debit transactions may soon see a steep increase. At Directo, we're seeing an increase in wary consumers who are dumping their traditional bank accounts for easy to use Directo paycard accounts. If you're an employer, a Directo paycard program costs nothing, since the accounts belong to your employees. <a href="http://www.blogger.com/aroche@directo.net">Email </a>today to find out more, or visit <a href="http://www.directocard.com/">www.directocard.com</a>.<br /><br />Are you an employee? Tell your employer that you want Directo paycards offered at your workplace!Bertahttp://www.blogger.com/profile/01879567332187623228noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-81262944686979470392011-04-29T12:46:00.002-04:002011-04-29T12:55:25.179-04:00Preparing for the worst.The recent extreme weather we've experienced across the country has everyone examining their business continuity plans. Direct deposit should be primary in both individual and business recovery plans, and Directo paycards can make direct deposit work for everyone in your company.<br /><br />Direct deposit and Directo paycards enable you to pay a scattered workforce, and because Directo can instantly replace lost cards, your displaced employees can receive pay with minimal or no interruption.<br /><br />Read our informative <a href="http://www.directocard.com/fileadmin/user_upload/Disaster%20Preparedness.pdf">Business Continuity white paper</a>, and find out more at <a href="http://www.directocard.com">www.directocard.com</a>.Bertahttp://www.blogger.com/profile/01879567332187623228noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-23770550309604984942011-04-21T14:40:00.003-04:002011-04-21T14:52:20.683-04:00Happy Earth Day! Congrats - you can be even more green!If you offer your employees the benefit of Directo paycard accounts, you have cut paper and ink cost, as well as distribution cost. What more can you do? How about going totally paperless?<br /><br />With MyStub electronic paystubs, you can say goodbye to ALL payroll distribution. Each employee can log into his or her account and view paystubs when they are available. Those workers who do not have computer access can still view their net pay, via text message to their phone! Directo's MyStub is inexpensive, quickly set up, and your employees will appreciate the flexible delivery methods. It will pay for itself in very little time. <br /><br />See for yourself -<br /><br />Schedule a free, no-pressure demo at your convenience. I'll be happy to walk you through the program and let you peek behind the curtain to see how it's all done. Email me at bplatas@directo.net.<br /><br />Happy Earth Day!<br /><br />BertaBertahttp://www.blogger.com/profile/01879567332187623228noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-11331156763391326692011-04-14T12:06:00.006-04:002011-04-14T14:54:25.356-04:00May is Directo Deposit Month - time to go green!This is the year to cut your payroll cost to the bone - and Directo makes it happen, usually in just a week.<br /><br />Directo paycards let you say goodbye to payday hassles of check distribution, replacing lost or stolen checks, and paycheck fraud concerns. No more dealing with escheat. Pay your employees via direct deposit, either with their existing bank accounts or with Directo paycard accounts that you open on site.<br /><br />Simple to manage, no software or hardware to buy, no updates to install - enrollment is done online. Directo supplies cards, enrollment materials, and marketing materials to you free of charge. All materials available in English and Spanish, too.<br /><br />Want to learn more? <a href="http://www.directocard.com/contact-us">Call us! </a>Bertahttp://www.blogger.com/profile/01879567332187623228noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-82097507392057028632011-04-08T16:22:00.003-04:002011-04-08T16:35:42.612-04:00Directo account social security deposits roll on despite Federal budgeting woesThe Social Security Administration announced that checks went out last week, so no worries for recipients. Directo account holders who receive government benefits have nothing to worry about either, no matter how long the budget wrangling goes on. Direct deposit is fast and easy and Directo paycards can be used at an ATM that show the Visa and CIRRUS logos. We sure hope the budget is settled today, because a lot of folks will have a hard few days ahead.Bertahttp://www.blogger.com/profile/01879567332187623228noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-79948336439923895092011-03-17T15:22:00.004-04:002011-03-18T10:58:31.665-04:00Chase considers limit to debit card transactionsWe predicted the end of free banking, and it's happening as banks scramble for ways to replace the billions in lost revenue brought about by changes in banking law.<br /><br />Interchange fee limits being discussed mean that banks will make even less per transaction, according to Blake Eliss's story on CNN.com's Money Page:<br /><br /><!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:trackmoves/> <w:trackformatting/> <w:punctuationkerning/> <w:validateagainstschemas/> <w:saveifxmlinvalid>false</w:SaveIfXMLInvalid> <w:ignoremixedcontent>false</w:IgnoreMixedContent> <w:alwaysshowplaceholdertext>false</w:AlwaysShowPlaceholderText> <w:donotpromoteqf/> <w:lidthemeother>EN-US</w:LidThemeOther> <w:lidthemeasian>X-NONE</w:LidThemeAsian> <w:lidthemecomplexscript>X-NONE</w:LidThemeComplexScript> <w:compatibility> <w:breakwrappedtables/> <w:snaptogridincell/> <w:wraptextwithpunct/> <w:useasianbreakrules/> <w:dontgrowautofit/> <w:splitpgbreakandparamark/> <w:dontvertaligncellwithsp/> <w:dontbreakconstrainedforcedtables/> <w:dontvertalignintxbx/> <w:word11kerningpairs/> <w:cachedcolbalance/> </w:Compatibility> <w:donotoptimizeforbrowser/> <m:mathpr> <m:mathfont val="Cambria Math"> <m:brkbin val="before"> <m:brkbinsub val="--"> <m:smallfrac val="off"> <m:dispdef/> <m:lmargin val="0"> <m:rmargin val="0"> <m:defjc val="centerGroup"> <m:wrapindent val="1440"> <m:intlim val="subSup"> <m:narylim val="undOvr"> </m:mathPr></w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:latentstyles deflockedstate="false" defunhidewhenused="true" defsemihidden="true" defqformat="false" defpriority="99" latentstylecount="267"> <w:lsdexception locked="false" priority="0" semihidden="false" unhidewhenused="false" qformat="true" name="Normal"> <w:lsdexception locked="false" priority="9" semihidden="false" unhidewhenused="false" qformat="true" name="heading 1"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 2"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 3"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 4"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 5"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 6"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 7"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 8"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 9"> <w:lsdexception locked="false" priority="39" name="toc 1"> <w:lsdexception locked="false" priority="39" name="toc 2"> <w:lsdexception locked="false" priority="39" name="toc 3"> <w:lsdexception locked="false" priority="39" name="toc 4"> <w:lsdexception locked="false" priority="39" name="toc 5"> <w:lsdexception locked="false" priority="39" name="toc 6"> <w:lsdexception locked="false" priority="39" name="toc 7"> <w:lsdexception locked="false" priority="39" name="toc 8"> <w:lsdexception locked="false" priority="39" name="toc 9"> <w:lsdexception locked="false" priority="35" qformat="true" name="caption"> <w:lsdexception locked="false" priority="10" semihidden="false" unhidewhenused="false" qformat="true" name="Title"> <w:lsdexception locked="false" priority="1" name="Default Paragraph Font"> <w:lsdexception locked="false" priority="11" semihidden="false" unhidewhenused="false" qformat="true" name="Subtitle"> <w:lsdexception locked="false" priority="22" semihidden="false" unhidewhenused="false" qformat="true" name="Strong"> <w:lsdexception locked="false" priority="20" semihidden="false" unhidewhenused="false" qformat="true" name="Emphasis"> <w:lsdexception locked="false" priority="59" semihidden="false" unhidewhenused="false" name="Table Grid"> <w:lsdexception locked="false" unhidewhenused="false" name="Placeholder Text"> <w:lsdexception locked="false" priority="1" semihidden="false" unhidewhenused="false" qformat="true" name="No Spacing"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading Accent 1"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List Accent 1"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid Accent 1"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1 Accent 1"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2 Accent 1"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1 Accent 1"> <w:lsdexception locked="false" unhidewhenused="false" name="Revision"> <w:lsdexception locked="false" priority="34" semihidden="false" unhidewhenused="false" qformat="true" name="List Paragraph"> <w:lsdexception locked="false" priority="29" semihidden="false" unhidewhenused="false" qformat="true" name="Quote"> <w:lsdexception locked="false" priority="30" semihidden="false" unhidewhenused="false" qformat="true" name="Intense Quote"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2 Accent 1"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1 Accent 1"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2 Accent 1"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3 Accent 1"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List Accent 1"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading Accent 1"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List Accent 1"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid Accent 1"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading Accent 2"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List Accent 2"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid Accent 2"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1 Accent 2"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2 Accent 2"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1 Accent 2"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2 Accent 2"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1 Accent 2"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2 Accent 2"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3 Accent 2"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List Accent 2"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading Accent 2"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List Accent 2"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid Accent 2"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading Accent 3"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List Accent 3"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid Accent 3"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1 Accent 3"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2 Accent 3"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1 Accent 3"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2 Accent 3"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1 Accent 3"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2 Accent 3"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3 Accent 3"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List Accent 3"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading Accent 3"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List Accent 3"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid Accent 3"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading Accent 4"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List Accent 4"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid Accent 4"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1 Accent 4"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2 Accent 4"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1 Accent 4"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2 Accent 4"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1 Accent 4"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2 Accent 4"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3 Accent 4"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List Accent 4"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading Accent 4"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List Accent 4"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid Accent 4"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading Accent 5"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List Accent 5"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid Accent 5"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1 Accent 5"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2 Accent 5"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1 Accent 5"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2 Accent 5"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1 Accent 5"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2 Accent 5"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3 Accent 5"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List Accent 5"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading Accent 5"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List Accent 5"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid Accent 5"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading Accent 6"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List Accent 6"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid Accent 6"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1 Accent 6"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2 Accent 6"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1 Accent 6"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2 Accent 6"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1 Accent 6"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2 Accent 6"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3 Accent 6"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List Accent 6"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading Accent 6"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List Accent 6"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid Accent 6"> <w:lsdexception locked="false" priority="19" semihidden="false" unhidewhenused="false" qformat="true" name="Subtle Emphasis"> <w:lsdexception locked="false" priority="21" semihidden="false" unhidewhenused="false" qformat="true" name="Intense Emphasis"> <w:lsdexception locked="false" priority="31" semihidden="false" unhidewhenused="false" qformat="true" name="Subtle Reference"> <w:lsdexception locked="false" priority="32" semihidden="false" unhidewhenused="false" qformat="true" name="Intense Reference"> <w:lsdexception locked="false" priority="33" semihidden="false" unhidewhenused="false" qformat="true" name="Book Title"> <w:lsdexception locked="false" priority="37" name="Bibliography"> <w:lsdexception locked="false" priority="39" qformat="true" name="TOC Heading"> </w:LatentStyles> </xml><![endif]--><!--[if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-qformat:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-fareast-font-family:"Times New Roman"; mso-fareast-theme-font:minor-fareast; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin;} </style> <![endif]--> <p class="MsoPlainText"></p><blockquote><p class="MsoPlainText">Joe Price, president of consumer banking for Bank of America (BAC, Fortune 500), said in an e-mailed statement that the lower fee wouldn't fairly compensate the bank for the infrastructure and services it provides to retailers.</p> <p class="MsoPlainText">And consumers would end up feeling the pain when Bank of America is forced to recoup costs "by increasing the cost of their everyday debit card transactions, limiting their payment choices, and impacting industry innovation," according to the email.</p> <p class="MsoPlainText">Aside from mulling over a limit on transaction amounts, Chase is already testing $3 monthly fees on debit cards and $15 fees on checking accounts in certain states. Additionally, the bank announced in November that it has stopped issuing debit rewards cards. <a href="http://money.cnn.com/2011/03/10/pf/debit_cards_limit/">Read the entire story here.</a><br /></p></blockquote><p class="MsoPlainText"></p> Directo paycards are not affected by this type of increase, and continue to be the best banking choice those who want an alternative to traditional banks' increasing fees. Directo plan options include several ways to save, including some that bundle several free ATM transactions per month, and for those far from ATMs, one that include several free point of sale transactions per month. Visit <a href="http://www.directocard.com">www.directocard.com</a> or call us at 866-365-6521 for information on how Directo paycards can cut your payroll costs and improve productivity.<br /><br /><br /><br /><br /><br /><br /><br /><br /><blockquote><blockquote><p class="MsoPlainText"><br /></p><p class="MsoPlainText"><br /></p><blockquote></blockquote><p></p></blockquote><p class="MsoPlainText"></p> </blockquote>Bertahttp://www.blogger.com/profile/01879567332187623228noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-69965409496838499212011-03-04T16:38:00.003-05:002011-03-04T16:48:53.209-05:00Staffing sees increase, will other business follow?Manpower CEO Jeff Joeres is feeling good about his industry's impact on economic recovery.<br /><blockquote><br />“We are definitely seeing improvements in the U.S. jobs market as companies begin to feel more positive demand for their products and services,” Joerres said. “It looks as if employers have reached the limit of what they can do with current staffing levels but are frustrated by an inability to find the right talent in the marketplace and beset by lingering doubt over the sustainability of the recovery.”</blockquote><div style="overflow: hidden; color: rgb(0, 0, 0); background-color: transparent; text-align: left; text-decoration: none; border: medium none;">It's troubling, however, that permanent hires are lagging, as businesses do not want to commit to hiring full time staff. Cost cutting is a fact of life these days. Whether your hires are temporary or permanent, Directo paycards are a powerful tool for attaining aggressive direct deposit goals, a proven way to cut payroll production and distribution cost.<br /><br />Read more of the article: <a style="color: rgb(0, 51, 153);" href="http://www.bizjournals.com/milwaukee/news/2011/03/04/increase-in-temp-work-boosting.html?ana=yfcpc#ixzz1FfZhhYks">Increase in temp work boosting economy, Manpower CEO says | The Business Journal</a><br /></div><br />Win on Facebook!<br />Starting a new campaign on Facebook: Like us on Facebook and enter to win a $10 Amazon giftcard! First 100 names qualify - great odds! <a href="http://on.fb.me/frzpDN" target="_blank" rel="nofollow" class="twitter-timeline-link">http://on.fb.me/frzpDN</a>Bertahttp://www.blogger.com/profile/01879567332187623228noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-80580005735308132672011-02-24T09:42:00.002-05:002011-02-24T10:00:17.047-05:00How bank closings impact the poorA <a href="http://www.nytimes.com/2011/02/23/business/23banks.html?_r=1">New York Times article</a> this week sheds light on how closing brick and mortar bank locations hurts the neighborhoods they leave behind. According to the article,<br /><blockquote>In 2010, for the first time in 15 years, more bank branches closed than opened across the United States. An analysis of government data shows, however, that even as banks shut branches in poorer areas, they continued to expand in wealthier ones, despite decades of government regulations requiring financial institutions to meet the credit needs of poor and middle-class neighborhoods. <br /></blockquote>The gap in financial services is then sometimes filled by check cashers and predatory lenders. For folks who have internet access and understand online banking, there's little impact. For small businesses and the people who rely on the security of a local bank, it's more than an inconvenience.Bertahttp://www.blogger.com/profile/01879567332187623228noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-72930813154928911032011-02-18T12:21:00.004-05:002011-02-18T12:31:26.604-05:00Limiting debit card use will hurt consumers - Directo paycards are the best low cost alternativeThe New York Post reports that several banks, including Bank of America, Chase, and Citi, are thinking about limiting debit card use to under $50 per transaction in order to make up for vanishing interchange fees. According to author Mark DeCambre:<br /><br /><p> </p><blockquote><p>The limits being contemplated would be imposed on debit-card holders regardless of how much money they held in their checking accounts and are likely to push customers to use credit cards to cover the difference. </p><p> "There's a real irony here that just as consumers are practicing greater levels of thrift through their debit cards, they might be presented with increased cost and a higher degree of uncertainty," said Doug Johnson, vice president at the American Banker's Association. </p></blockquote><p></p><div style="overflow: hidden; color: rgb(0, 0, 0); background-color: transparent; text-align: left; text-decoration: none; border: medium none;">Directo paycards have a default Point of Sale daily limit of $510, the amount seems to be the sweet spot for most spending, allowing for the purchase of money orders, or to gas up, pay some bills and get the groceries. Account owners can raise the amount for free with a call to Customer Care, useful if you need to make a large purchase, such as a TV or kitchen appliance. <br /><br /></div>Read the <a href="http://nyp.st/ihevQD">article.</a>Bertahttp://www.blogger.com/profile/01879567332187623228noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-42503937956350514132011-02-10T15:32:00.005-05:002011-02-10T15:45:31.014-05:00Attacked for her tax refund cash? She needed a Directo paycard!This week, a woman in the metro Atlanta area cashed her $4000 tax refund check at WalMart, and was then attacked in the parking lot by someone who must have seen her flash that cash. Her little girl witnessed the thief beating her mother. The perpetrator was caught, but the woman was hurt and her child were traumatized. Direct deposit of that refund check would have gone straight to her bank or her Directo paycard account, and the transaction would have been safe, private, and deposited much faster, too.<br /><br />Thieves are watching. Where do your employees cash their checks? <br /><br />Read the original story <a href="http://www.wsbtv.com/news/26803423/detail.html">here.</a>Bertahttp://www.blogger.com/profile/01879567332187623228noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-70715517233716921942011-02-03T09:46:00.003-05:002011-02-03T12:10:21.582-05:00Second storm impacts payroll deliverySnow just about covers car windows in the Northeast, and planes are stuck on runways. If your payroll is frozen in place somewhere short of its destination, your alternative is a phone call away. With Direct paycards you can weatherproof your payroll delivery and at no cost to you. After the payroll file is sent to the bank electronically, Directo paycard accounts are funded on the designated pay date, and your workers receive their pay no matter where they are. Funds can be accessed from ATMs and the cards can be used at cash register's PIN keypads with swipe-and-go ease.<br /><br />Call today. Start your paycard program before the next big storm hits.<br /><br />Contact Adam Roche at 770-810-6530Bertahttp://www.blogger.com/profile/01879567332187623228noreply@blogger.com2tag:blogger.com,1999:blog-4812846358983967757.post-31889988295244397732011-01-28T13:31:00.003-05:002011-01-28T13:42:12.839-05:00Michigan Direct Deposit Mandate Law PassesMichigan labor law now allows for mandate of direct deposit, which will allow business owners to save big on payroll production and distribution, as well as eliminate the risk of check fraud.<br /><br />Read an attorney's overview of the law here: <a href="http://bit.ly/h2DeCz">http://bit.ly/h2DeCz</a><br /><br />Now more than ever, Directo paycards make sense in Michigan. Unbanked workers will benefit, and so will the growing number of Americans disenchanted with their banks. Learn more at <a href="http://www.directocard.com">www.directocard.com</a>. <a id="publishButton" class="cssButton" href="javascript:void(0)" target="" onclick="if (this.className.indexOf("ubtn-disabled") == -1) {var e = document['stuffform'].publish;(e.length) ? e[0].click() : e.click(); if (window.event) window.event.cancelBubble = true; return false;}"><div class="cssButtonOuter"><div class="cssButtonMiddle"><div class="cssButtonInner">Publish Post</div></div></div></a>Bertahttp://www.blogger.com/profile/01879567332187623228noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-43995650846822418742011-01-21T13:01:00.009-05:002011-01-21T13:57:39.256-05:00No Free checking + Job cuts = Poor Service and Higher Fees. Time for a Directo account!<!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:trackmoves/> <w:trackformatting/> <w:punctuationkerning/> <w:validateagainstschemas/> <w:saveifxmlinvalid>false</w:SaveIfXMLInvalid> <w:ignoremixedcontent>false</w:IgnoreMixedContent> <w:alwaysshowplaceholdertext>false</w:AlwaysShowPlaceholderText> <w:donotpromoteqf/> <w:lidthemeother>EN-US</w:LidThemeOther> <w:lidthemeasian>X-NONE</w:LidThemeAsian> <w:lidthemecomplexscript>X-NONE</w:LidThemeComplexScript> <w:compatibility> <w:breakwrappedtables/> <w:snaptogridincell/> <w:wraptextwithpunct/> <w:useasianbreakrules/> <w:dontgrowautofit/> <w:splitpgbreakandparamark/> <w:dontvertaligncellwithsp/> <w:dontbreakconstrainedforcedtables/> <w:dontvertalignintxbx/> <w:word11kerningpairs/> <w:cachedcolbalance/> </w:Compatibility> <w:browserlevel>MicrosoftInternetExplorer4</w:BrowserLevel> <m:mathpr> <m:mathfont val="Cambria Math"> <m:brkbin val="before"> <m:brkbinsub val="--"> <m:smallfrac val="off"> <m:dispdef/> <m:lmargin val="0"> <m:rmargin val="0"> <m:defjc val="centerGroup"> <m:wrapindent val="1440"> <m:intlim val="subSup"> <m:narylim val="undOvr"> </m:mathPr></w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:latentstyles deflockedstate="false" defunhidewhenused="true" defsemihidden="true" defqformat="false" defpriority="99" latentstylecount="267"> <w:lsdexception locked="false" priority="0" semihidden="false" unhidewhenused="false" qformat="true" name="Normal"> <w:lsdexception locked="false" priority="9" semihidden="false" unhidewhenused="false" qformat="true" name="heading 1"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 2"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 3"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 4"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 5"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 6"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 7"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 8"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 9"> <w:lsdexception locked="false" priority="39" name="toc 1"> <w:lsdexception locked="false" priority="39" name="toc 2"> <w:lsdexception locked="false" priority="39" name="toc 3"> <w:lsdexception locked="false" priority="39" name="toc 4"> <w:lsdexception locked="false" priority="39" name="toc 5"> <w:lsdexception locked="false" priority="39" name="toc 6"> <w:lsdexception locked="false" priority="39" name="toc 7"> <w:lsdexception locked="false" priority="39" name="toc 8"> <w:lsdexception locked="false" priority="39" name="toc 9"> <w:lsdexception locked="false" priority="35" qformat="true" name="caption"> <w:lsdexception locked="false" priority="10" semihidden="false" unhidewhenused="false" qformat="true" name="Title"> <w:lsdexception locked="false" priority="1" name="Default Paragraph Font"> <w:lsdexception locked="false" priority="11" semihidden="false" unhidewhenused="false" qformat="true" name="Subtitle"> <w:lsdexception locked="false" priority="22" semihidden="false" unhidewhenused="false" qformat="true" name="Strong"> <w:lsdexception locked="false" priority="20" semihidden="false" unhidewhenused="false" qformat="true" name="Emphasis"> <w:lsdexception locked="false" priority="59" semihidden="false" unhidewhenused="false" name="Table Grid"> <w:lsdexception locked="false" unhidewhenused="false" name="Placeholder Text"> <w:lsdexception locked="false" priority="1" semihidden="false" unhidewhenused="false" qformat="true" name="No Spacing"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading Accent 1"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List Accent 1"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid Accent 1"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1 Accent 1"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2 Accent 1"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1 Accent 1"> <w:lsdexception locked="false" unhidewhenused="false" name="Revision"> <w:lsdexception locked="false" priority="34" semihidden="false" unhidewhenused="false" qformat="true" name="List Paragraph"> <w:lsdexception locked="false" priority="29" semihidden="false" unhidewhenused="false" qformat="true" name="Quote"> <w:lsdexception locked="false" priority="30" semihidden="false" unhidewhenused="false" qformat="true" name="Intense Quote"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2 Accent 1"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1 Accent 1"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2 Accent 1"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3 Accent 1"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List Accent 1"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading Accent 1"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List Accent 1"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid Accent 1"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading Accent 2"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List Accent 2"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid Accent 2"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1 Accent 2"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2 Accent 2"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1 Accent 2"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2 Accent 2"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1 Accent 2"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2 Accent 2"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3 Accent 2"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List Accent 2"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading Accent 2"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List Accent 2"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid Accent 2"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading Accent 3"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List Accent 3"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid Accent 3"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1 Accent 3"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2 Accent 3"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1 Accent 3"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2 Accent 3"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1 Accent 3"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2 Accent 3"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3 Accent 3"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List Accent 3"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading Accent 3"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List Accent 3"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid Accent 3"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading Accent 4"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List Accent 4"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid Accent 4"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1 Accent 4"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2 Accent 4"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1 Accent 4"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2 Accent 4"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1 Accent 4"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2 Accent 4"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3 Accent 4"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List Accent 4"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading Accent 4"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List Accent 4"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid Accent 4"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading Accent 5"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List Accent 5"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid Accent 5"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1 Accent 5"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2 Accent 5"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1 Accent 5"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2 Accent 5"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1 Accent 5"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2 Accent 5"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3 Accent 5"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List Accent 5"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading Accent 5"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List Accent 5"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid Accent 5"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading Accent 6"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List Accent 6"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid Accent 6"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1 Accent 6"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2 Accent 6"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1 Accent 6"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2 Accent 6"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1 Accent 6"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2 Accent 6"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3 Accent 6"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List Accent 6"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading Accent 6"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List Accent 6"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid Accent 6"> <w:lsdexception locked="false" priority="19" semihidden="false" unhidewhenused="false" qformat="true" name="Subtle Emphasis"> <w:lsdexception locked="false" priority="21" semihidden="false" unhidewhenused="false" qformat="true" name="Intense Emphasis"> <w:lsdexception locked="false" priority="31" semihidden="false" unhidewhenused="false" qformat="true" name="Subtle Reference"> <w:lsdexception locked="false" priority="32" semihidden="false" unhidewhenused="false" qformat="true" name="Intense Reference"> <w:lsdexception locked="false" priority="33" semihidden="false" unhidewhenused="false" qformat="true" name="Book Title"> <w:lsdexception locked="false" priority="37" name="Bibliography"> <w:lsdexception locked="false" priority="39" qformat="true" name="TOC Heading"> </w:LatentStyles> </xml><![endif]--><!--[if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-qformat:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-fareast-font-family:Calibri; mso-fareast-theme-font:minor-latin; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin; mso-bidi-font-family:"Times New Roman"; mso-bidi-theme-font:minor-bidi;} </style> <![endif]--> <h2 style="color: rgb(0, 0, 0);font-family:georgia;"><span style="font-size:100%;"><span style="font-size:12pt;"><span style="font-weight: normal;font-size:100%;" ></span></span></span></h2><span style="font-weight: bold;font-family:georgia;" >Job cuts at banks means even less service to go along with the increase fees we've already seen. Directo is the low-cost choice that allows you (and if you're a business manager or owner, your employees) to bank when and where you want to bank, and with FREE bilingual customer service.</span><br /><br /><span style="font-family:georgia;">From today's PaymentsSource.com newsletter:</span><br /><br /><span style="font-family:georgia;">What do Wells Fargo, American Express, PNC, Fifth Third and Synovus have in common? They've all announced job cuts this week. The Wall Street Journal said analysts expect banks to reduce operating costs by as much as 20% over the next few years "as they struggle to put their bad loans behind them, adjust to a raft of costly regulations and increase revenue in challenging economic conditions."</span><br /><br /><span style="font-weight: bold;font-family:georgia;" >Need to know more about Directo? Visit us at <a href="http://www.directocard.com/">www.directocard.com.</a></span><span style="color: rgb(0, 0, 0);font-size:100%;" ><span style="font-family:georgia;"><a href="http://www.directocard.com/"><span style="font-weight: bold;font-family:georgia;" ></span></a><br /></span></span>Bertahttp://www.blogger.com/profile/01879567332187623228noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-45406082955113903482011-01-06T09:46:00.000-05:002011-01-06T09:46:02.355-05:00Bank of America dumps free accounts , too.Just as we predicted, the banks have started eliminating free checking. Bank of America's lowest-cost account will now be almost $9 a month for the basic service. Georgia is one of the test markets for the accounts. Read the whole article here: <a href="http://www.ajc.com/business/bank-of-america-revamping-796121.html">Bank of America revamping accounts, fees | ajc.com</a><br /><br />Directo paycards continue to be the high-value, low cost alternative, and not just for the unbanked. Simple to implement and easy for cardholders to use, Directo paycard programs cost the employer nothing, yet offer the best of banking to our customers. Learn more at <a href="http://www.directocard.com">www.directocard.com</a>.Bertahttp://www.blogger.com/profile/01879567332187623228noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-82122880468833306212010-12-08T10:34:00.003-05:002010-12-08T10:58:41.944-05:00Money management the Directo way<!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:trackmoves/> <w:trackformatting/> <w:punctuationkerning/> <w:validateagainstschemas/> <w:saveifxmlinvalid>false</w:SaveIfXMLInvalid> <w:ignoremixedcontent>false</w:IgnoreMixedContent> <w:alwaysshowplaceholdertext>false</w:AlwaysShowPlaceholderText> <w:donotpromoteqf/> <w:lidthemeother>EN-US</w:LidThemeOther> <w:lidthemeasian>X-NONE</w:LidThemeAsian> <w:lidthemecomplexscript>X-NONE</w:LidThemeComplexScript> <w:compatibility> <w:breakwrappedtables/> <w:snaptogridincell/> <w:wraptextwithpunct/> <w:useasianbreakrules/> <w:dontgrowautofit/> <w:splitpgbreakandparamark/> <w:dontvertaligncellwithsp/> <w:dontbreakconstrainedforcedtables/> <w:dontvertalignintxbx/> <w:word11kerningpairs/> <w:cachedcolbalance/> </w:Compatibility> <w:browserlevel>MicrosoftInternetExplorer4</w:BrowserLevel> <m:mathpr> <m:mathfont val="Cambria Math"> <m:brkbin val="before"> <m:brkbinsub val="--"> <m:smallfrac val="off"> <m:dispdef/> <m:lmargin val="0"> <m:rmargin val="0"> <m:defjc val="centerGroup"> <m:wrapindent val="1440"> <m:intlim val="subSup"> <m:narylim val="undOvr"> </m:mathPr></w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:latentstyles deflockedstate="false" defunhidewhenused="true" defsemihidden="true" defqformat="false" defpriority="99" latentstylecount="267"> <w:lsdexception locked="false" priority="0" semihidden="false" unhidewhenused="false" qformat="true" name="Normal"> <w:lsdexception locked="false" priority="9" semihidden="false" unhidewhenused="false" qformat="true" name="heading 1"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 2"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 3"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 4"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 5"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 6"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 7"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 8"> <w:lsdexception locked="false" priority="9" qformat="true" name="heading 9"> <w:lsdexception locked="false" priority="39" name="toc 1"> <w:lsdexception locked="false" priority="39" name="toc 2"> <w:lsdexception locked="false" priority="39" name="toc 3"> <w:lsdexception locked="false" priority="39" name="toc 4"> <w:lsdexception locked="false" priority="39" name="toc 5"> <w:lsdexception locked="false" priority="39" name="toc 6"> <w:lsdexception locked="false" priority="39" name="toc 7"> <w:lsdexception locked="false" priority="39" name="toc 8"> <w:lsdexception locked="false" priority="39" name="toc 9"> <w:lsdexception locked="false" priority="35" qformat="true" name="caption"> <w:lsdexception locked="false" priority="10" semihidden="false" unhidewhenused="false" qformat="true" name="Title"> <w:lsdexception locked="false" priority="1" name="Default Paragraph Font"> <w:lsdexception locked="false" priority="11" semihidden="false" unhidewhenused="false" qformat="true" name="Subtitle"> <w:lsdexception locked="false" priority="22" semihidden="false" unhidewhenused="false" qformat="true" name="Strong"> <w:lsdexception locked="false" priority="20" semihidden="false" unhidewhenused="false" qformat="true" name="Emphasis"> <w:lsdexception locked="false" priority="59" semihidden="false" unhidewhenused="false" name="Table Grid"> <w:lsdexception locked="false" unhidewhenused="false" name="Placeholder Text"> <w:lsdexception locked="false" priority="1" semihidden="false" unhidewhenused="false" qformat="true" name="No Spacing"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading Accent 1"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List Accent 1"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid Accent 1"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1 Accent 1"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2 Accent 1"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1 Accent 1"> <w:lsdexception locked="false" unhidewhenused="false" name="Revision"> <w:lsdexception locked="false" priority="34" semihidden="false" unhidewhenused="false" qformat="true" name="List Paragraph"> <w:lsdexception locked="false" priority="29" semihidden="false" unhidewhenused="false" qformat="true" name="Quote"> <w:lsdexception locked="false" priority="30" semihidden="false" unhidewhenused="false" qformat="true" name="Intense Quote"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2 Accent 1"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1 Accent 1"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2 Accent 1"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3 Accent 1"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List Accent 1"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading Accent 1"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List Accent 1"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid Accent 1"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading Accent 2"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List Accent 2"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid Accent 2"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1 Accent 2"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2 Accent 2"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1 Accent 2"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2 Accent 2"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1 Accent 2"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2 Accent 2"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3 Accent 2"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List Accent 2"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading Accent 2"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List Accent 2"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid Accent 2"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading Accent 3"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List Accent 3"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid Accent 3"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1 Accent 3"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2 Accent 3"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1 Accent 3"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2 Accent 3"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1 Accent 3"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2 Accent 3"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3 Accent 3"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List Accent 3"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading Accent 3"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List Accent 3"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid Accent 3"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading Accent 4"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List Accent 4"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid Accent 4"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1 Accent 4"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2 Accent 4"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1 Accent 4"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2 Accent 4"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1 Accent 4"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2 Accent 4"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3 Accent 4"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List Accent 4"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading Accent 4"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List Accent 4"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid Accent 4"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading Accent 5"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List Accent 5"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid Accent 5"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1 Accent 5"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2 Accent 5"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1 Accent 5"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2 Accent 5"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1 Accent 5"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2 Accent 5"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3 Accent 5"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List Accent 5"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading Accent 5"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List Accent 5"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid Accent 5"> <w:lsdexception locked="false" priority="60" semihidden="false" unhidewhenused="false" name="Light Shading Accent 6"> <w:lsdexception locked="false" priority="61" semihidden="false" unhidewhenused="false" name="Light List Accent 6"> <w:lsdexception locked="false" priority="62" semihidden="false" unhidewhenused="false" name="Light Grid Accent 6"> <w:lsdexception locked="false" priority="63" semihidden="false" unhidewhenused="false" name="Medium Shading 1 Accent 6"> <w:lsdexception locked="false" priority="64" semihidden="false" unhidewhenused="false" name="Medium Shading 2 Accent 6"> <w:lsdexception locked="false" priority="65" semihidden="false" unhidewhenused="false" name="Medium List 1 Accent 6"> <w:lsdexception locked="false" priority="66" semihidden="false" unhidewhenused="false" name="Medium List 2 Accent 6"> <w:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1 Accent 6"> <w:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2 Accent 6"> <w:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3 Accent 6"> <w:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List Accent 6"> <w:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading Accent 6"> <w:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List Accent 6"> <w:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid Accent 6"> <w:lsdexception locked="false" priority="19" semihidden="false" unhidewhenused="false" qformat="true" name="Subtle Emphasis"> <w:lsdexception locked="false" priority="21" semihidden="false" unhidewhenused="false" qformat="true" name="Intense Emphasis"> <w:lsdexception locked="false" priority="31" semihidden="false" unhidewhenused="false" qformat="true" name="Subtle Reference"> <w:lsdexception locked="false" priority="32" semihidden="false" unhidewhenused="false" qformat="true" name="Intense Reference"> <w:lsdexception locked="false" priority="33" semihidden="false" unhidewhenused="false" qformat="true" name="Book Title"> <w:lsdexception locked="false" priority="37" name="Bibliography"> <w:lsdexception locked="false" priority="39" qformat="true" name="TOC Heading"> </w:LatentStyles> </xml><![endif]--><!--[if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-qformat:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-fareast-font-family:"Times New Roman"; mso-fareast-theme-font:minor-fareast; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin; mso-bidi-font-family:"Times New Roman"; mso-bidi-theme-font:minor-bidi;} </style> <![endif]--> <p class="MsoNormal"><span style="font-size: 10pt; font-family: "Arial","sans-serif"; color: black;">We've been reading articles and blogs about the new fiscal responsibility and how Americans are moving away from credit, paying down debt, and spending only what they have. At Directo, we're thrilled to offer a way to help out.<br /></span></p><p class="MsoNormal"><span style="font-size: 10pt; font-family: "Arial","sans-serif"; color: black;">Simple to use Directo debit card accounts are a great tool for those who wish to spend only what is available, and a great way to establish a separate low cost direct deposit account to help manage money. Directo programs can be quickly set up, and because the accounts belong to the employees, there's no cost to the employer, while employees enjoy low-cost banking with high security and 24/7 access to their cash. Check out more at <a href="http://www.directocard.com">www.DirectoCard</a>.com.</span><span style="font-size: 12pt; font-family: "Times New Roman","serif";"></span></p>Bertahttp://www.blogger.com/profile/01879567332187623228noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-65839488607159971882010-11-03T09:45:00.005-04:002010-11-03T09:55:25.279-04:00Another bank raises its fees - Citizens Bank in BostonThe banking world's turmoil is not over yet. As bank fees rise to compensate for lost revenue, we'll post the news here. <a href="http://www.boston.com/business/ticker/2010/11/citizens_bank_t.html?camp=misc:on:share:blog">Read about Citizens Bank's new rate structure </a>and who it affects. Directo accounts are a better choice. Stable fees, online access, no credit check.<br /><br />Visit us at <a href="http://www.directocard.com/">www.directocard.com</a> to learn more. Employers, contact <a href="http://www.blogger.com/jmccarthy@directo.net"></a>Jim McCarthy at jmccarthy@directo.net to find out how you can quickly get a paycard program together for your associates. It's fast, simple, and there is no cost to you.Bertahttp://www.blogger.com/profile/01879567332187623228noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-11140716507337231232010-11-02T13:54:00.002-04:002010-11-02T14:23:23.882-04:00Bank account fees on the rise - we have a solution<b>It's inevitable. Take away a major revenue stream like overdraft fees, and the banks had to do something to make up for it. Read about it <a href="http://tinyurl.com/2b523zs">here</a>.<br /><br />What can you do about it? For many, a <a href="http://www.directocard.com">Directo account</a> may be the answer. Call Jim McCarthy at 910.269.4332 to learn more, or email him at jmccarthy@directo.net.<br /><br /></b>Bertahttp://www.blogger.com/profile/01879567332187623228noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-82419619500259047442010-08-20T11:12:00.002-04:002010-08-20T11:15:47.204-04:00It happens every week - checks put employers at risk again and again.Without requiring employees to use direct deposit you and your employees are potential targets. The linked article was in the news yesterday but we hear about it every day. In this instance, a 70-year-old woman was followed after cashing her unbanked employees' payroll checks. She was injured and has lost the entire payroll. Now they have a suspect in mind.<br /><br /><a href="http://www.11alive.com/news/local/story.aspx?storyid=150480&catid=3">Lilburn Police: Woman Identified in Robbery of 70 Year Old Business Owner - 11Alive.com | WXIA | Atlanta, GA</a><br /><br />Directo can help you and your employees eliminate the risk, expense and hassles associated with paychecks without it costing you a dime. Make your paydays safe, for you and your employees. Call us at: 1.866.365.6521, email Jim McCarthy at jmccarthy@directo.net<a href="http://www.blogger.com/jmccarthy@directo.net"></a>, or visit our website at <a href="http://www.directocard.com/">www.directocard.com</a>.www.directocard.comhttp://www.blogger.com/profile/00362334442000237803noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-76042329030143712102010-03-23T16:49:00.000-04:002010-03-23T16:51:04.130-04:00Prepare for your seasonal workers<p><span style="font-family:tahoma;">Spring is officially here, which means that your business is likely increasing staffing for the season. While this increased workforce brings additional challenges, Directo aims to ease payroll burdens for you and your employees. </span></p> <p><span style="font-family:tahoma;">While reducing costs and increasing productivity, paycard pioneer Directo allows your company to offer an unmatched employee benefit that will maximize their paychecks.</span> </p> <p><span style="font-family:tahoma;">For unbanked employees, one of the largest hits to their pocketbooks is exorbitant check cashing fees. With these fees ranging on average about 5 percent of their check, Directo eliminates the need for this service and saves your employees hundreds over the course of a season. </span></p> <p><span style="font-family:tahoma;">An additional issue with check cashing falls on the employers' shoulders since workers often need to leave the jobsite early in order to cash their checks. The loss of productivity is also evident with the hassles of reaching workers in the field or having them come into the office to receive their checks. Directo eliminates all of these stresses since the deposits are automatic and instantly available. </span></p> <p><span style="font-family:tahoma;">Furthermore, Directo offers a variety of options to eliminate even more high fees faced by employees who need to send money to other locations. With options that include no additional monthly expenses, Directo can create an account that allows your employees to continue supporting their families worldwide.</span> </p> <p><span style="font-family:tahoma;">Offering top-notch bilingual customer support, Directo helps your company attain 100 percent direct deposit while ensuring your employees aren't needlessly spending their paychecks simply to obtain what they worked so hard for in the first place.</span> </p> <p><span style="font-family:tahoma;">Learn more at www.directocard.com</span> </p>www.directocard.comhttp://www.blogger.com/profile/00362334442000237803noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-17510803641204482312009-12-11T14:29:00.003-05:002009-12-11T14:45:14.199-05:00Why offer Directo paycards?<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_UrFWGbNgg_g/SyKhNFrhFRI/AAAAAAAAACc/xE1Liakf-2s/s1600-h/Bill+Pay.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 214px; height: 320px;" src="http://2.bp.blogspot.com/_UrFWGbNgg_g/SyKhNFrhFRI/AAAAAAAAACc/xE1Liakf-2s/s320/Bill+Pay.jpg" alt="" id="BLOGGER_PHOTO_ID_5414066948287829266" border="0" /></a><br />The decision to offer direct deposit or expand an existing program begets another question: what to do about employees who don't have accounts. Unfortunately, many can't just walk into a bank and open an account. Bad choices and bad luck put many beyond the reach of what's considered a "regular" bank account, one that offers checks, FDIC insurance, the ability to pay bills electronically and to accept deposits.<br /><br />Directo paycards are the solution. If you offer direct deposit, your employees are pre-approved. You offer the paycards, and open the accounts at your place of work. These three things remove the first obstacle: fear of rejection. Directo accounts are checking accounts which are managed by a debit card instead of checks. Funds are held in an FDIC-insured bank, and the accounts have all the protection and most of the functions of a "regular" bank account. The accounts can be funded only through ACH direct deposit, and no checks are issued with the account.<br /><br />For workers, it means joining the banking mainstream. For employers, the payroll ease and savings of direct deposit are finally in reach - for everyone.www.directocard.comhttp://www.blogger.com/profile/00362334442000237803noreply@blogger.com1tag:blogger.com,1999:blog-4812846358983967757.post-37263667751167207692009-11-25T09:46:00.005-05:002009-11-25T10:34:00.610-05:00Directo paycards provide smart spending tools for the holidays and beyond.This holiday season, Americans are backing away from credit cards and have even brought back layaway, as heavily advertised by <a href="http://www.sears.com/shc/s/dap_10153_12605_DAP_Sears+Layaway">Sears </a>and <a href="http://www.kmart.com/shc/s/dap_10151_10104_DAP_Kmart+Layaway">K-Mart</a>. For Directo customers, smart spending means using their Directocash card or their Directoplus Visa debit card to keep their money safe, while giving them 24/7 access to their hard-earned money, and keeping down costs by tracking balances with online tools and cellphone text balance inquiries.<br /><br />One Directo customer, Mary, an account manager for a North Carolina manufacturer, told us that since opening her Directo account she has finally been able to save for Christmas. Cash just seems to vanish, she told us, and it's easier to control spending when money is in an account. Directo is grateful for customers like Mary, who spread the word about smart money management with Directo.www.directocard.comhttp://www.blogger.com/profile/00362334442000237803noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-19674481151901206822009-09-30T16:29:00.005-04:002009-09-30T17:01:43.027-04:00Bank rates for consumers at all time highBanks across the country continue to press the metal to bring in more fee income. The pressure is on - 'big time'.<br /><br />Without making a political statement here, banks must find more ways of generating fee income. From the expense side, banks are 'staring down the barrel' of Congress and the Fed who may impose 3X the FDIC premiums previously charged. At the same time banks are 'taking heat' from those who believe that overdraft and other bank charges are onerous. With the federal government's involvement, banks must consider changing their pricing (overdraft fee) policies just as Bank of America recently announced.<br /><br />While all of these issues are being debated, today the South Florida Business Journal online, referenced a <a href="http://southflorida.bizjournals.com/southflorida/stories/2009/09/28/daily43.html?ed=2009-09-30&ana=e_du_pap">Banrate article </a>which illustrates the continual year to year increases in bank fees. Consumers on average are paying higher monthly service fees, overdraft fees, NSF, ATM transaction fees and various interest and non interest checking account fees.<br /><br />It's no wonder consumers are looking for alternatives. Prepaid cards and payroll cards like Directo's DirectoPlus and DirectoCash cards are on the rise. "We are seeing a greater acceptance", CEO Bob Howe reports.<br /><br />The next question on the horizon, how will the impending credit card crisis impact consumers? What will be the impacts and outcomes as interest rates rise for the common consumer? Will debit transactions continue to outstrip credit transactions? It sure looks that way.<br /><br />Time will tell.www.directocard.comhttp://www.blogger.com/profile/00362334442000237803noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-81582918948715937702009-09-24T09:17:00.003-04:002009-09-24T09:24:22.188-04:00Starbucks is testing a payment innovation with big possibilities<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_xessWCjc08A/Srtyx0XQ-hI/AAAAAAAAAD8/3QX454o3FVo/s1600-h/starbucks.190.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 125px; height: 200px;" src="http://1.bp.blogspot.com/_xessWCjc08A/Srtyx0XQ-hI/AAAAAAAAAD8/3QX454o3FVo/s200/starbucks.190.jpg" alt="" id="BLOGGER_PHOTO_ID_5385023979646941714" border="0" /></a>The New York Times reported today on a Starbucks app for the iPhone that lets the customer store favorite coffee drink types on a list, then tap on their choice while waiting in line at Starbucks. The iPhone screen then displays a barcode for the barista to scan. <a href="http://gadgetwise.blogs.nytimes.com/2009/09/23/from-starbucks-coffee-from-the-future/">Read the story.</a><br /><br />You may not be a Starbucks customer, but rest assured that this technology will pop up somewhere in your life soon.Bertahttp://www.blogger.com/profile/01879567332187623228noreply@blogger.com0tag:blogger.com,1999:blog-4812846358983967757.post-53927182973189316522009-09-09T10:12:00.000-04:002009-09-14T10:27:44.810-04:00Text Alerts improve customer experience, reduce payday phone calls to your office<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_UrFWGbNgg_g/Sq5RwUzYJmI/AAAAAAAAACU/ZkbU1fbEgLg/s1600-h/Directo+text+image.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 213px; height: 320px;" src="http://2.bp.blogspot.com/_UrFWGbNgg_g/Sq5RwUzYJmI/AAAAAAAAACU/ZkbU1fbEgLg/s320/Directo+text+image.jpg" alt="" id="BLOGGER_PHOTO_ID_5381328495414093410" border="0" /></a>This week <a href="http://www.directocard.com/">Directo</a> launched Text Alerts for the Directocash paycard. On payday (or other days the cardholder selects) a text message is sent to the customer's cell phone with their account balance.<br /><br />There is no charge for this service, and the customer can also edit the phone number online whenever they change phones or providers. They can also request account balances, mini statements, and amount of last direct deposit at any time, for a small fee.<br /><br />Besides the convenience for employees, Text Alerts will eliminate many of the phone calls that companies receive from employees who want to know if they were paid and the amount of their pay.<br /><br />Text Alerts are already a hit. Before the announcement emails went out, savvy customers were already clicking through to enroll themselves!www.directocard.comhttp://www.blogger.com/profile/00362334442000237803noreply@blogger.com0