Money management the Directo way

We've been reading articles and blogs about the new fiscal responsibility and how Americans are moving away from credit, paying down debt, and spending only what they have. At Directo, we're thrilled to offer a way to help out.

Simple to use Directo debit card accounts are a great tool for those who wish to spend only what is available, and a great way to establish a separate low cost direct deposit account to help manage money. Directo programs can be quickly set up, and because the accounts belong to the employees, there's no cost to the employer, while employees enjoy low-cost banking with high security and 24/7 access to their cash. Check out more at www.DirectoCard.com.

Another bank raises its fees - Citizens Bank in Boston

The banking world's turmoil is not over yet. As bank fees rise to compensate for lost revenue, we'll post the news here. Read about Citizens Bank's new rate structure and who it affects. Directo accounts are a better choice. Stable fees, online access, no credit check.

Visit us at www.directocard.com to learn more. Employers, contact Jim McCarthy at jmccarthy@directo.net to find out how you can quickly get a paycard program together for your associates. It's fast, simple, and there is no cost to you.

Bank account fees on the rise - we have a solution

It's inevitable. Take away a major revenue stream like overdraft fees, and the banks had to do something to make up for it. Read about it here.

What can you do about it? For many, a Directo account may be the answer. Call Jim McCarthy at 910.269.4332 to learn more, or email him at jmccarthy@directo.net.

It happens every week - checks put employers at risk again and again.

Without requiring employees to use direct deposit you and your employees are potential targets. The linked article was in the news yesterday but we hear about it every day. In this instance, a 70-year-old woman was followed after cashing her unbanked employees' payroll checks. She was injured and has lost the entire payroll. Now they have a suspect in mind.

Lilburn Police: Woman Identified in Robbery of 70 Year Old Business Owner - 11Alive.com | WXIA | Atlanta, GA

Directo can help you and your employees eliminate the risk, expense and hassles associated with paychecks without it costing you a dime. Make your paydays safe, for you and your employees. Call us at: 1.866.365.6521, email Jim McCarthy at jmccarthy@directo.net, or visit our website at www.directocard.com.

Prepare for your seasonal workers

Spring is officially here, which means that your business is likely increasing staffing for the season. While this increased workforce brings additional challenges, Directo aims to ease payroll burdens for you and your employees.

While reducing costs and increasing productivity, paycard pioneer Directo allows your company to offer an unmatched employee benefit that will maximize their paychecks.

For unbanked employees, one of the largest hits to their pocketbooks is exorbitant check cashing fees. With these fees ranging on average about 5 percent of their check, Directo eliminates the need for this service and saves your employees hundreds over the course of a season.

An additional issue with check cashing falls on the employers' shoulders since workers often need to leave the jobsite early in order to cash their checks. The loss of productivity is also evident with the hassles of reaching workers in the field or having them come into the office to receive their checks. Directo eliminates all of these stresses since the deposits are automatic and instantly available.

Furthermore, Directo offers a variety of options to eliminate even more high fees faced by employees who need to send money to other locations. With options that include no additional monthly expenses, Directo can create an account that allows your employees to continue supporting their families worldwide.

Offering top-notch bilingual customer support, Directo helps your company attain 100 percent direct deposit while ensuring your employees aren't needlessly spending their paychecks simply to obtain what they worked so hard for in the first place.

Learn more at www.directocard.com

Why offer Directo paycards?

The decision to offer direct deposit or expand an existing program begets another question: what to do about employees who don't have accounts. Unfortunately, many can't just walk into a bank and open an account. Bad choices and bad luck put many beyond the reach of what's considered a "regular" bank account, one that offers checks, FDIC insurance, the ability to pay bills electronically and to accept deposits.

Directo paycards are the solution. If you offer direct deposit, your employees are pre-approved. You offer the paycards, and open the accounts at your place of work. These three things remove the first obstacle: fear of rejection. Directo accounts are checking accounts which are managed by a debit card instead of checks. Funds are held in an FDIC-insured bank, and the accounts have all the protection and most of the functions of a "regular" bank account. The accounts can be funded only through ACH direct deposit, and no checks are issued with the account.

For workers, it means joining the banking mainstream. For employers, the payroll ease and savings of direct deposit are finally in reach - for everyone.

Directo paycards provide smart spending tools for the holidays and beyond.

This holiday season, Americans are backing away from credit cards and have even brought back layaway, as heavily advertised by Sears and K-Mart. For Directo customers, smart spending means using their Directocash card or their Directoplus Visa debit card to keep their money safe, while giving them 24/7 access to their hard-earned money, and keeping down costs by tracking balances with online tools and cellphone text balance inquiries.

One Directo customer, Mary, an account manager for a North Carolina manufacturer, told us that since opening her Directo account she has finally been able to save for Christmas. Cash just seems to vanish, she told us, and it's easier to control spending when money is in an account. Directo is grateful for customers like Mary, who spread the word about smart money management with Directo.