Thursday, May 26, 2011
Deadly Spring weather disrupts lives, businesses
Spring has always been the time of volatile weather, but this year's news has been extraordinary. It's a wake up call to all of us. If your company doesn't have a business continuity plan in place, don't waste another second! Review and update your current plans. Paycards can be an important part of your plan. Email for a copy of our white paper for tips on how to include paycards in your recovery and continuity plans.
Thursday, May 12, 2011
Banks eyeing debit transactions - watch out!
Are you an employee? Tell your employer that you want Directo paycards offered at your workplace!
Friday, April 29, 2011
Preparing for the worst.
Direct deposit and Directo paycards enable you to pay a scattered workforce, and because Directo can instantly replace lost cards, your displaced employees can receive pay with minimal or no interruption.
Read our informative Business Continuity white paper, and find out more at www.directocard.com.
Thursday, April 21, 2011
Happy Earth Day! Congrats - you can be even more green!
With MyStub electronic paystubs, you can say goodbye to ALL payroll distribution. Each employee can log into his or her account and view paystubs when they are available. Those workers who do not have computer access can still view their net pay, via text message to their phone! Directo's MyStub is inexpensive, quickly set up, and your employees will appreciate the flexible delivery methods. It will pay for itself in very little time.
See for yourself -
Schedule a free, no-pressure demo at your convenience. I'll be happy to walk you through the program and let you peek behind the curtain to see how it's all done. Email me at bplatas@directo.net.
Happy Earth Day!
Berta
Thursday, April 14, 2011
May is Directo Deposit Month - time to go green!
Directo paycards let you say goodbye to payday hassles of check distribution, replacing lost or stolen checks, and paycheck fraud concerns. No more dealing with escheat. Pay your employees via direct deposit, either with their existing bank accounts or with Directo paycard accounts that you open on site.
Simple to manage, no software or hardware to buy, no updates to install - enrollment is done online. Directo supplies cards, enrollment materials, and marketing materials to you free of charge. All materials available in English and Spanish, too.
Want to learn more? Call us!
Friday, April 8, 2011
Directo account social security deposits roll on despite Federal budgeting woes
Thursday, March 17, 2011
Chase considers limit to debit card transactions
Interchange fee limits being discussed mean that banks will make even less per transaction, according to Blake Eliss's story on CNN.com's Money Page:
Directo paycards are not affected by this type of increase, and continue to be the best banking choice those who want an alternative to traditional banks' increasing fees. Directo plan options include several ways to save, including some that bundle several free ATM transactions per month, and for those far from ATMs, one that include several free point of sale transactions per month. Visit www.directocard.com or call us at 866-365-6521 for information on how Directo paycards can cut your payroll costs and improve productivity.Joe Price, president of consumer banking for Bank of America (BAC, Fortune 500), said in an e-mailed statement that the lower fee wouldn't fairly compensate the bank for the infrastructure and services it provides to retailers.
And consumers would end up feeling the pain when Bank of America is forced to recoup costs "by increasing the cost of their everyday debit card transactions, limiting their payment choices, and impacting industry innovation," according to the email.
Aside from mulling over a limit on transaction amounts, Chase is already testing $3 monthly fees on debit cards and $15 fees on checking accounts in certain states. Additionally, the bank announced in November that it has stopped issuing debit rewards cards. Read the entire story here.
Friday, March 4, 2011
Staffing sees increase, will other business follow?
“We are definitely seeing improvements in the U.S. jobs market as companies begin to feel more positive demand for their products and services,” Joerres said. “It looks as if employers have reached the limit of what they can do with current staffing levels but are frustrated by an inability to find the right talent in the marketplace and beset by lingering doubt over the sustainability of the recovery.”
Read more of the article: Increase in temp work boosting economy, Manpower CEO says | The Business Journal
Win on Facebook!
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Thursday, February 24, 2011
How bank closings impact the poor
In 2010, for the first time in 15 years, more bank branches closed than opened across the United States. An analysis of government data shows, however, that even as banks shut branches in poorer areas, they continued to expand in wealthier ones, despite decades of government regulations requiring financial institutions to meet the credit needs of poor and middle-class neighborhoods.The gap in financial services is then sometimes filled by check cashers and predatory lenders. For folks who have internet access and understand online banking, there's little impact. For small businesses and the people who rely on the security of a local bank, it's more than an inconvenience.
Friday, February 18, 2011
Limiting debit card use will hurt consumers - Directo paycards are the best low cost alternative
The limits being contemplated would be imposed on debit-card holders regardless of how much money they held in their checking accounts and are likely to push customers to use credit cards to cover the difference.
"There's a real irony here that just as consumers are practicing greater levels of thrift through their debit cards, they might be presented with increased cost and a higher degree of uncertainty," said Doug Johnson, vice president at the American Banker's Association.
Thursday, February 10, 2011
Attacked for her tax refund cash? She needed a Directo paycard!
Thieves are watching. Where do your employees cash their checks?
Read the original story here.
Thursday, February 3, 2011
Second storm impacts payroll delivery
Call today. Start your paycard program before the next big storm hits.
Contact Adam Roche at 770-810-6530
Friday, January 28, 2011
Michigan Direct Deposit Mandate Law Passes
Read an attorney's overview of the law here: http://bit.ly/h2DeCz
Now more than ever, Directo paycards make sense in Michigan. Unbanked workers will benefit, and so will the growing number of Americans disenchanted with their banks. Learn more at www.directocard.com.
Friday, January 21, 2011
No Free checking + Job cuts = Poor Service and Higher Fees. Time for a Directo account!
Job cuts at banks means even less service to go along with the increase fees we've already seen. Directo is the low-cost choice that allows you (and if you're a business manager or owner, your employees) to bank when and where you want to bank, and with FREE bilingual customer service.
From today's PaymentsSource.com newsletter:
What do Wells Fargo, American Express, PNC, Fifth Third and Synovus have in common? They've all announced job cuts this week. The Wall Street Journal said analysts expect banks to reduce operating costs by as much as 20% over the next few years "as they struggle to put their bad loans behind them, adjust to a raft of costly regulations and increase revenue in challenging economic conditions."
Need to know more about Directo? Visit us at www.directocard.com.
Thursday, January 6, 2011
Bank of America dumps free accounts , too.
Directo paycards continue to be the high-value, low cost alternative, and not just for the unbanked. Simple to implement and easy for cardholders to use, Directo paycard programs cost the employer nothing, yet offer the best of banking to our customers. Learn more at www.directocard.com.